Solutions/ Home Finance Solutions

Competitive edge for your Home Finance business

Home buying is a critical decision for anyone. The home buyer’s intentions and capability to meet the needs of the lending lifecycle need to be accurately assessed and captured in the lending institution’s database as a digital application, fulfilling the right official and functional procedures at both ends.

ThemePro HomeFin is a solution custom-built for this task. Built on top of intelligent workflow technology and document management component, it completely automates home loan lifecycle. It provides competitive edge to home finance business by providing efficient loan origination and loan management systems which allow the financial institutions to reach out to their customers, service them efficiently and enhance customer satisfaction.

02. FEATURES

One stop home loan solution

Supports range of loan products such as home loan schemes, micro home loans, developer financing and deposits. Also supports multi-entity, multi-lingual and multi-currency set-ups.

Efficient document management

Manages documents effectively. Supports version control, approval system, security and search.

Credit risk profiling

Verify loan applicant’s credit risk by interfacing with external credit bureau as well as internal credit scoring.

Ease of use

Create loan e-forms, loan workflows and more using simple graphic controls and formatting objects.

Real-time reporting

Access real-time dashboards, SMS/ email alerts and management reports on the go.

Comprehensive financial accounting

Records, classifies, analyses and summarizes financial data effectively. General Ledger Management.

Up-to-date regulatory compliance

System up-to-date to industry regulations.

Effective early warning system

Proactive and continuous monitoring of loan assets and NPAs, for early warning and timely corrective action.

04. Benefits

01

Quick turnaround time (TAT) resulting in enhanced customer satisfaction

02

Paperless electronic document management of property related collaterals

03

Fully configured home loan product, offered in matter of minutes

04

Strong MIS reporting, proactive monitoring of NPAs and stakeholder communication with system generated correspondences and alerts

05

Built-in rules, conditions & asset classification processes as per regulatory guidelines, ensuring regulations and compliance adherence

03. Encore Theme Advantages

Assured on-time delivery with ThemeAssure

The Company’s project delivery framework, ThemeAssure ensures robust deployment of ready-to-use, plug-and-play solution to make your system ready in matter of days.

Pay-per-use SaaS model

Encore Theme provides ThemePro HomeFin on Software as a Service (SAAS) model. We take care of the solution, infrastructure, and business as usual support and let you focus entirely on your business

Mobility to digitally engage the customer

Encore Theme provides ThemePro HomeFin on mobile, making it accessible on the go to the customers as well as management.

Schedule a solution demonstration to find out how Encore Theme can take care of your technology so you can focus on growing your business like more than 50 successful customers across 30 countries.